*,:after,:before{box-sizing:border-box;margin:0;padding:0}.hdr{position:fixed;inset:0 0 auto;z-index:1000;padding-block:1.25rem;transition:var(--t)}.hdr__nav>a,.nav-item>a{font-size:var(--text-xs);font-weight:500;color:rgba(255,255,255,.72);letter-spacing:.07em;text-transform:uppercase;position:relative;white-space:nowrap}.hdr__nav>a:after,.nav-item>a:after{content:"";position:absolute;bottom:-3px;left:0;width:0;height:1.5px;background:var(--gold);transition:var(--t)}.hdr__nav>a.active,.hdr__nav>a:hover,.nav-item>a.active,.nav-item>a:hover{color:var(--white)}.hdr__nav>a.active:after,.hdr__nav>a:hover:after,.nav-item:hover>a:after,.nav-item>a.active:after{width:100%}.nav-item{position:relative}.nav-item>a{display:flex;align-items:center;gap:.35rem;cursor:pointer}.nav-item>a .chevron{width:12px;height:12px;transition:transform var(--t)}.nav-item.open>a .chevron,.nav-item:hover>a .chevron{transform:rotate(180deg)}.hcat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}.hcat{display:block;border-radius:var(--r-lg);background:var(--navy-mid);border:1px solid rgba(255,255,255,.06);overflow:hidden;transition:var(--t-slow);text-decoration:none}.hcat:hover{box-shadow:var(--sh-lg);transform:translateY(-6px);border-color:rgba(229,192,123,.2)}.hcat--pop{border-color:rgba(229,192,123,.3);box-shadow:0 0 24px rgba(229,192,123,.1)}.hcat--pop:hover{box-shadow:0 0 40px rgba(229,192,123,.2)}.hcat__head{background:var(--navy-mid);padding:2.5rem 2rem 2rem;position:relative}.hcat--pop .hcat__head{background:linear-gradient(135deg,var(--navy-mid) 0,#1a3a6a 100%)}.hcat__badge{position:absolute;top:1.25rem;right:1.25rem;background:var(--gold);color:var(--navy);font-family:var(--font-display);font-size:.68rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:.3rem .875rem;border-radius:2rem}.hcat__icon{width:52px;height:52px;border-radius:var(--r);background:rgba(212,175,55,.15);display:grid;place-items:center;color:var(--gold);margin-bottom:1.5rem}.hcat__name{font-size:var(--text-2xl);font-weight:700;color:var(--white);margin-bottom:.5rem}.hcat__tagline{font-size:var(--text-sm);color:rgba(255,255,255,.45);line-height:1.6}.hcat__from{font-size:var(--text-3xl);font-weight:700;color:var(--gold);letter-spacing:-.03em;margin-top:1.25rem;line-height:1}.hcat__from small{font-size:var(--text-sm);color:rgba(255,255,255,.4);font-weight:400}.hcat__body{padding:2rem}.hcat__list{display:flex;flex-direction:column;gap:.625rem;margin-bottom:2rem}.hcat__list li{display:flex;align-items:flex-start;gap:.5rem;font-size:var(--text-sm);color:#F8F8F8}.hcat__list li:before{content:"✓";color:var(--gold);font-weight:700;flex-shrink:0}.hcat__cta{display:inline-flex;align-items:center;gap:.4rem;font-family:var(--font-display);font-size:var(--text-sm);font-weight:600;color:var(--gold)}.hcat__cta:after{content:"→";transition:var(--t)}.hcat:hover .hcat__cta:after{transform:translateX(5px)}.usp-strip{background:var(--navy-light);padding-block:2.5rem}@media(max-width:768px){.hcat-grid{grid-template-columns:1fr}.footer__grid{grid-template-columns:1fr 1fr}}@media(max-width:480px){.footer__grid{grid-template-columns:1fr}}